Terms of Service & SMS Opt-In Terms

Shetland Financial

Effective Date:

07/20/2025


Welcome to www.shetlandwealth.com (the “Site”), operated by Shetland Financial (“Company,” “we,” “us,” or “our”). By accessing or using our Site and/or opting in to receive SMS messages, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use the Site or our SMS services.




1. Use of the Site


You agree to use the Site only for lawful purposes and in compliance with all applicable laws and regulations. You may not use the Site to engage in any fraudulent, harmful, or illegal activity.




2. No Financial or Investment Advice


The content on this Site is for informational purposes only and does not constitute financial, investment, or legal advice. You should consult with a qualified professional before making any financial decisions.




3. Privacy Policy


Your use of the Site and our SMS services is also governed by our

Privacy Policy




4. Intellectual Property


All content, trademarks, logos, and intellectual property on the Site are owned by Shetland Financial or its licensors. You may not copy, distribute, or modify any content without prior written permission.




5. Disclaimer of Warranties


The Site and SMS services are provided “as is” and “as available” without warranties of any kind. We do not guarantee that the Site or SMS services will be error-free, uninterrupted, or secure.




6. Limitation of Liability


To the fullest extent permitted by law, Shetland Financial shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site or SMS services.




7. SMS Opt-In Terms


a. Consent


By providing your mobile number and opting in (via website form, text-to-join keyword, or other approved method), you expressly consent to receive SMS messages from Shetland Financial. Express written consent is required for marketing messages under the Telephone Consumer Protection Act (TCPA).


b. Message Types


You may receive the following types of SMS messages from us:


Marketing and promotional offers

Account updates and notifications

Appointment reminders

Service alerts and important information


c. Message Frequency


Message frequency will vary based on your interactions with us, but you can expect up to

10 messages per week depending on your previous contact with us


d. Message and Data Rates


Message and data rates may apply. Please check with your mobile carrier for details regarding your plan and any applicable charges.


e. Opt-Out Instructions


You can opt out of receiving SMS messages at any time.


To opt out, reply

STOP

to any message you receive from us.


For help, reply

HELP

or contact us at [email protected] or (610) 936-9900.


f. Privacy


Your information will be handled according to our

Privacy Policy.

We do not share or sell your personal information except as described in our Privacy Policy.


g. Consent Method


Consent is obtained via:


Website form submission

Text-to-join keyword

Other approved opt-in methods


h. 10DLC and Compliance


We comply with all applicable laws and regulations, including TCPA, GDPR (for EU users), and 10DLC requirements for SMS messaging.




8. Changes to Terms


We reserve the right to modify these Terms at any time. Your continued use of the Site or SMS services after changes are posted constitutes your acceptance of the updated Terms.




9. Governing Law


These Terms shall be governed by and construed in accordance with the laws of Pennsylvania, US. Any disputes arising under these Terms shall be resolved exclusively in the courts of Pennsylvania, US




10. Contact Information


If you have any questions about these Terms, please contact us:

Business Name:

Shetland Financial

Email:

[email protected]

Phone:

(610) 936-9900

Address:

4647 Saucon Creek Rd, Ste 201, Center Valley Pennsylvania 18034




By using this Site and/or opting in to receive SMS messages, you acknowledge that you have read, understood, and agreed to these Terms of Service.